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Financing Program


Our friends at CAPEXMD specialize in patient financing services for all fertility treatment options. Their easy, convenient loan process and competitive rates ensure that the financial aspects of treatment are not an obstacle to achieving your dream of a family.

The CAPEXMD advantage includes:

  • Personal Attention
  • Competitive Rates
  • Easy & Secure Online Application
  • Pre-Approval within 24 hours
  • Flexible Terms
  • No Annual Fees
  • No Prepayment Penalties

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Looking to purchase multiple vials for IUI cycles or future siblings? Our family planning programs, Family Today & Family Tomorrow, can be financed with a CapexMD loan. (There is a $3,000 minimum loan amount.)

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Future Family

California Cryobank is proud to provide Future Family as an easy and supportive financing option to help pay for donor sperm and fertility treatments. Future Family was founded by Claire Tomkins, whose personal experience with IVF motivated her to find a solution to a common challenge so many face when deciding to move forward with treatment: financing.

Benefits of a Future Family fertility loan:

  • Competitive low-interest rates, starting out at 5.99%
  • No prepayment penalties
  • Funds up to $50,000 – disburse your funds in a matter of a few days!
  • Loans personalized to your specific needs and treatments
  • Treatment costs simplified down to one easy payment
  • Personalized on-demand support team from fertility coaches
  • Medication training, onboarding and Q&A sessions with your coach
  • Financing options can include a friend of family member

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Prequalifying is easy. It takes less than 2 minutes and won’t impact your credit score.

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Future Family

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Important: Vials sell out quickly. Availability is not guaranteed until checkout is completed.

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National averages range from 3-4 insemination cycles per successful pregnancy. We recommend purchasing at least 5 vials per child to guarantee your donor remains available until reaching your personal family goals. Additionally, you get 1 Year FREE storage if you purchase 4 or more vials ($475 value).


Our donors sell out and retire quickly! We have thousands of clients forced to choose between a new donor or not having a second child because they chose not to store vials for future use while they were available. To help you plan for your future, we offer 3 Years FREE storage if you purchase 3 Years+ vials ($1,050 value) - as well as the ability to sell back any unused vials that have not left our control.